Using Credit
5 min read
Using credit can open up big possibilities, but it can also get you in trouble if you aren’t careful
Reward
Credit Builder Reward
Complete all the resources below to receive a $50 reward!
** OFCU will receive notification when you have successfully completed the assigned resources. Your $50 reward will be deposited into your OFCU savings account within 10 business days of completion and after verifying that you have opened a Credit Builder Loan.
You must be an OFCU member with a current/open Credit Builder loan that’s in good standing to be eligible for this reward. Reward is reported to IRS as interest income.
How to Avoid Predatory Lending
5 min read
Predatory lending defines any loan practice that’s unfair, deceptive or abusive to borrowers. Protect your financial future by learning how to recognize and avoid the dangers of predatory lending practices.
Interest
4 min read
Interest is one of the most powerful tools in your financial arsenal and one of the more slippery dangers.
Credit Scores
3 min read
Every single time you use credit, the details are added to your credit report and used to influence your credit score.
Quiz
Locked
3 Min Activity
Reward Quiz
After you’ve finished the task above, take this short quiz. Answer 4 out of 5 questions
to pass.